سال انتشار: ۱۳۸۹

محل انتشار: هفدهمین همایش ملی و سومین سمینار بین المللی بیمه و توسعه

تعداد صفحات: ۱۷

نویسنده(ها):

Kiyanoush Ghalavand – PHD, Research, Scholar, Faculty of Art, Department of Gandhian Studies, Punjab University Chandigarh, India.
Mohsen Rezaee2 – Department of Economic, Imam Hossein University, Tehran, Iran.

چکیده:

Disasters occur with unfailing regularity in India causing immense loss of life, assets and livelihood. In the present executive structure of the country, the district administration is bestowed with the nodal responsibility of implementing a major portion of all disaster management activities. The increasingly shifting paradigm from a reactive response orientation to a proactive prevention mechanism has put the pressure to build a fool-proof system, including, within its ambit, the components of prevention, mitigation, rescue, relief and rehabilitation. Numerous studies have shown a strong link between risk, vulnerability and poverty. Poor households lack resource with which to absorb the schocks of natural hazards. Even small disruptions in the flow of income can have serious implications for poor households. A humane world where people can live in security and dignity, free from poverty and despair, is still a dream for many and should be enjoyed by all. Insurance is the safeguard against probable danger. Insurance can be bought against a particular event for its possible occurrence. It is a prevarication tool used as a preventive measure against future losses. India lives in villages. And, about fifty per cent of the 5.76 lakh villages of the country are situated in different terrain characterized by poor socio-economic conditions. This paper will discuss a new paradigm insurance, which calls for integrated conservation-disaster risk escaping regime, this paradigm is highly relevant for insurance systems in risk important or threatened areas worldwide, but the focus of this paper is particularly on low-insurance organizations. To begin, this paper will explore the web of relationships between food security, poverty alleviation, insurance services, and economic security.